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Disclaimer

The term ‘Sumpoorna Portfolio’ (or “us” or “we”) refers to the owners, managers of the website www.sumpoornaonline.com (“the website”) whose registered office is 401, Tower 2, Mount Kailash, New Delhi 110 065. Sumpoorna Portfolio Limited who owns and manages the website is a part of the Sumpoorna Group. Sumpoorna Portfolio Limited and its group companies, directors, employees, affiliates & associates and/ or the Sumpoorna Group hereinafter singly and jointly referred to as “Sumpoorna”. Herein, we have referred to the user or viewer of our website as “you”.

No warranties
This Website is provided “as is” without any representations or warranties, express or implied. Sumpoorna, make no representations or warranties in relation to the Website or the information and materials provided on the Website.

Without prejudice to the generality of the foregoing paragraph, Sumpoorna does not warrant that:

  • this Website will be constantly available, or available at all; or
  • The information on this Website is complete, true, accurate or non-misleading.

Limitations of liability
Sumpoorna will not be liable to you (whether under the law of contact, the law of torts or otherwise under any other law) in relation to the contents of, or use of, or otherwise in connection with, this Website:

  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Sumpoorna has been expressly advised of the potential loss

Reasonableness
By using this Website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, we strongly emphasize that you must not use this Website.

Other parties
You accept that, Sumpoorna has an interest in limiting the personal liability of its officers, employees, directors, affiliates and group companies. You agree that you will not bring any claim personally against Sumpoorna in respect of any losses you suffer in connection with the website or in respect of any claim of service. You shall have no rights at law or otherwise to seek damages, penalties or compensations of any kind whatsoever.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Sumpoorna.

Unenforceable provisions
If any provision of this Website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this Website disclaimer.

Jurisdiction:
Your use of this website and any dispute arising out of such use of the website is subject to the laws of India. You hereby consent to the exclusive jurisdiction and venue of courts in New Delhi, India in all disputes arising out of or relating to the use of this Website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.
Sumpoorna accept no liability for use by any person to whom this site is not intended.

Other disclaimers:
Without prejudice to the generality of the foregoing paragraph, Sumpoorna state that:

  • Any comparative indices that are made available on the Website are mere indicators and are in no manner meant to reflect or influence the buying decision of the customers. Sumpoorna do not in any manner whatsoever verify or vouch for the accuracy or authenticity of the results.
  • While doing fund transfer, the respective bank shall be responsible for transfer of funds during trading activities executed on the Website and Sumpoorna shall not be responsible or liable in any manner whatsoever for the late payments or losses incurred on account of the same
  • Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any investments, legal, financial, medical matters or any other matters, you should consult an appropriate professional.
  • This Disclaimer or the Website does not purport to create any contractual relationship between you and Sumpoorna. The Content provided on the Website is not professional advice or any kind of services and should not be relied upon as such. This Website is not an offer of any kind. It should be clearly understood that any financial instrument or service is not fit for all and may not achieve all objectives of a person. Sumpoorna assume no responsibility towards investments / trading in commodities, securities, currency or futures done based on the information given in the website and any such investments / trades are subject to investment / commercial risks / tax implications for which Sumpoorna shall not be responsible. It is assumed that you will make independent judgment/assessment of information gathered by you with independent / personal inquiries and arrive at decisions that meet your requirements.
  • We reserves the right, in its sole discretion and with or without notice to you, to suspend or to edit, alter and or remove any content, in whole or in part, that may be available on the Website. Any of the aforesaid variations shall override the contents previously appearing on the Website. Sumpoorna may at any time terminate the Website, or restrict your access to it, refuse to correspond with you, and/or remove your details from its database without prejudice to any other accrued rights.
  • The linked third party websites on the Website are not under Sumpoorna control and we shall not be responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such websites. Sumpoorna is providing these links to you only as a convenience and not as a sponsor. A link to a service or site outside of this site is not an endorsement of the service or site, its content, or its sponsoring organization. The views expressed in any article, interview or the like are the views of the author and not necessarily the views or recommendations of Sumpoorna.
  • Sumpoorna and the Content providers will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of the Content resulting directly or indirectly from any cause or circumstance beyond its or their reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.
  • Sumpoorna, including persons involved in the preparation or issuance of this material;(a) from time to time, may have long or short positions in, and buy or sell the securities/commodities or derivatives thereof, mentioned here in; (b) be engaged in any other transaction involving such securities/commodities or derivatives and earn brokerage or other compensation; (c) may have any other potential conflict of interest with respect to any recommendation and related information and opinions.
  • Neither Sumpoorna recommends nor vets any products, concepts, ideas, thoughts that may be communicated from this website by way of contributed articles, videos, advertisements, reviews or any such forms of communication

Privacy Policy

Your privacy is important to Sumpoorna. This privacy statement provides information about the personal information that Sumpoorna collects, and the ways in which Sumpoorna uses that personal information.

Personal information collection
Sumpoorna may collect and use the following kinds of personal information:

  • information about your use of this website
  • information that you provide using for the purpose of registering with www.sumpoornaonline.com (“the Website”).
  • information about transactions carried out over this Website
  • information that you provide for the purpose of subscribing to the Website services
  • any other information that you send to Sumpoorna

Using personal information
Sumpoorna may use your personal information to:

  • administer this Website;
  • personalize the Website for you;
  • enable your access to and use of the Website services;
  • publish information about you on the Website;
  • send to you products that you purchase;
  • supply to you services that you purchase;
  • send you statements and invoices;
  • collect payments from you; and
  • send you marketing communications
Where Sumpoorna disclose your personal information to its agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement. Sumpoorna shall or its agents and/or sub-contractors may use your personal information to make contact you for promotion of products/schemes etc of Sumpoorna or of its partners from time to time. You hereby agree and understand that such promotional calls shall be made to you unless you specifically convey to Sumpoorna Portfolio Limited to not call you further for such promotions, schemes etc.
In addition to the disclosures reasonably necessary for the purposes identified elsewhere above, Sumpoorna may disclose your personal information to the extent that it is required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.

Securing Your Data
Sumpoorna will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information. Sumpoorna will store all the personal information you provide on secure servers.
Information relating to electronic transactions entered into via this Website will be protected by encryption technology.

Cross-border data transfers
Information that Sumpoorna collects may be stored and processed in and transferred between any of the countries in which Sumpoorna operate (if at all) to enable the use of the information in accordance with this privacy policy.
In addition, personal information that you submit for publication on the website will be published on the internet and may be available around the world. You agree to such cross-border transfers of personal information.

Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question. We may include or offer third party products or services on our website. These third party sites have separate & independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites.

Updating this statement
Sumpoorna may update this privacy policy by posting a new version on this Website. You should check this page occasionally to ensure you are familiar with any changes.

Resolving your privacy issues
If you have any issues you wish to raise with Sumpoorna Group, or would like to discuss any issues about our Privacy Policy, you may do so in a number of ways:

  • You are always welcome to speak directly to our staff at our customer care numbers.
  • You can email your concern on info@sumpoorna.com

Terms & Conditions

Terms & Conditions
By visiting our site "www.sumpoornaonline.com" ("Website") you ("you" refers to the user or viewer of the Website) are agreeing to be bound by the following terms and conditions and the Privacy Policy along with other legal statements and documents on the Website. We may change these terms and conditions at any time. By using this Website or any utility in this web site directly or indirectly you abide by all terms and conditions mentioned herein and that you accept any new or modified terms and conditions that we come up with. If you do not agree to any of the terms mentioned herein, you should exit the site immediately.

Registration / Enrolment and Termination:
By registering for this facility you understand that Sumpoorna (hereinafter singly and jointly referred to as “Sumpoorna”) reserve the right, in its sole discretion, to deny you access to this Website or any portion thereof without notice for the following reasons (a) any unauthorized access or use by you (b) if you assign or transfer (or attempt the same) any rights granted to you under this User Agreement or any other agreement that you may have entered with Sumpoorna; (c) if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not affect any right or relief to which Sumpoorna may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to Sumpoorna.

License:
Sumpoorna, hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access to the Website provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this User Agreement.

Security:
Unauthorized use of this Website and systems, including, but not limited to, unauthorized entry into Sumpoorna’s systems, online accounts, Client Desks, Partners & Distributor Desks, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this Website in any manner that could damage, disable, overburden, or impair this Website or service or interfere with any other party's use and enjoyment of this Website or service. You may not attempt to gain unauthorized access to any of our site or service and computer systems or networks connected to it, through hacking. You agree that you will not engage in any activities related to this web site that are contrary to the applicable laws or regulations in force. The users have the primary responsibility to keep their login-ids and passwords secure and to not display such crucial, important information to any third person. In case of any such leak of login-id & password, Sumpoorna cannot be responsible for the loss of such information, or for any act, omission, damages, claims, loss of personal information, etc arising from the use of such leakage of login-ids and passwords. Sumpoorna may, at its own discretion, use certain technology on its web sites to collect information from visitors and may compile aggregate statistical information about how visitors use its web sites, including information relating to the frequency of visits, the average length of visits, which pages are viewed during a visit. No individually identifiable information is collected for this purpose and Sumpoorna does not monitor individual visitor behavior.

Service Delays:
Sumpoorna reserves its right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this web site and to suspend and/or deny access to this web site for scheduled or unscheduled maintenance, upgrades, improvements or corrections. Sumpoorna may discontinue or change any service described in or offered on this web site or in any modules or parts thereof at any time if deems fit and proper. Sumpoorna (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, riots, armed conflicts, acts of war, or other like causes. Sumpoorna shall have no responsibility to provide you access to the Website while interruption of the Website is due to any such cause shall continue.

Products offered on the Website:
With respect to the data from Capital Markets and the products made available on the Website by Sumpoorna including but not limited to Mutual funds, stocks, reports etc, YOU HEREBY AGREE THAT:

  • You have read and understood the contents of the Offer Document(s) and Addendum(s) thereto of the respective Mutual Fund / Financial Products Scheme(s) (“Scheme(s)”) and agree to abide by the terms, conditions, rules and regulations of the Scheme(s) applicable from time to time.
  • You have understood the details of the Scheme(s) and have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment.
  • You confirm that in the event you are Non-Resident of Indian Nationality / Origin, that funds are remitted from abroad through approved banking channels or from the NRE / NRO / FCNR Account.
  • You confirm that the details provided by you are true and correct.
  • You hereby declare that the amount being invested by you in the Scheme(s) is derived through legitimate sources and is not held or designed for the purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any Notifications, Directions issued by any governmental, regulatory or statutory authority/ies from time to time.
  • You agree that Sumpoorna sources the data from the Capital Markets and is therefore not responsible and/or should be held liable by you for the correctness or accuracy of any information received in that regard from the Capital Markets.
  • You agree that the National Stock Exchange (“NSE”) and Bombay Stock Exchange (“BSE”) data displayed on the site is always delayed by five (15) minutes; and technical glitches if any, may further delay the data at times and that you will not hold Sumpoorna responsible for any such delays in receiving the data / feeds from time to time.
  • You agree that the authenticity of the data received from Capital Markets is not guaranteed by Sumpoorna and that Sumpoorna shall assume no responsibility or liability in any manner whatsoever for such data and your subsequent trade, action etc. acting upon such data.

Liability:
You agree that, Sumpoorna (Including its and their officers, directors, employees, affiliates, group companies agents, representatives or subcontractors) shall not be, in any event, be liable, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or other damages of any kind whatsoever arising out of the use or inability to use www.Sumpoornaonline.com for any purpose whatsoever even if Sumpoorna or any other such party has been advised of the possibility thereof. Sumpoorna and its affiliates, officers, directors, employees and agents shall have no liability in tort, contract, or otherwise to user and/or any third party. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. Sumpoorna cannot and does not guarantee continuous, uninterrupted or secure access to this web site.

Indemnification:
You shall indemnify, defend and hold harmless Sumpoorna Portfolio Limited (including its and their officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by or asserted as a result of or related to: (a) your access and use of www.sumpoornaonline.com (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by Sumpoorna. If Sumpoorna takes action (by itself or through its associate companies) to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, Sumpoorna shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation.

Entire Agreement:
This User Agreement constitutes the entire agreement between the parties, and is inclusive of any other written agreement existing between you and Sumpoorna. By using the information on www.sumpoornaonline.com, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. www.sumpoornaonline.com does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, www.sumpoornaonline.com or other of the purchase or sale of securities. The service is provided "as is," without warranty of any kind, either express or implied, including without limitation, any warranty for information, data, services, uninterrupted access, provided through or in connection with the service. specifically, www.sumpoornaonline.com disclaims any and all warranties, including, but not limited to: (i) any warranties concerning the availability, accuracy, usefulness, or content of information, products or services; and (ii) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. Neither www.sumpoornaonline.com nor any of its employees, agents, successors, assigns, affiliates, group companies or content or service providers shall be liable to you or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of any warranty. Because some countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such countries, the respective liability of (www.sumpoornaonline.com), its employees, agents, successors, assigns, affiliates, group companies and content or service providers respective liability is limited to the amount provided under said law. Further, you agree and understand that all services provided are non-refundable and that you should carefully consider whether our services are able to meet your needs. Transactions between user of this site and Sumpoorna shall be governed by and construed in accordance with the Securities and Exchange Board of India (“SEBI”) Regulations and laws of India, without regard to the laws regarding conflicts of law. Any litigation regarding this agreement or any transaction between customer and Sumpoorna or any action at law or in equity arising out of or relating to these agreement or transaction shall be filed only in the Competent Courts of Mumbai and the customer hereby acknowledges, agrees, consents and submits to the jurisdiction of such courts for the purpose of litigating any such action.

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